First Bed Bugs: -They bite twice

How do they bite twice?  They bite you once on the body, then they bite you the second time in the checkbook to get rid of them. In case you haven’t heard, bedbugs are making a resurgence. And unlike other bug infestations, bed bugs are extremely difficult to get rid of. Because these insects are insidious, families can spend as much as $5,000 getting rid of just one infestation, and may need to replace furniture and linens on top of that.

Like other pest problems, a bed bug infestation is not covered under your homeowners insurance policy. Any damage done by the bedbugs to your property, contents, walls or other areas will not qualify for any type of claim payment from your homeowners insurance policy. Additionally, any expense you face to get rid of them and prevent them from causing damage to your home,  is not covered – like all preventative maintenance needs your home has.

The reason for this is that bed bugs are not considered an insurable event. Like cockroaches and rats, they are preventable through routine maintenance and careful monitoring when traveling. It is your responsibility as the homeowner to take whatever actions and precautions are necessary to reduce the risk of a bed bug outbreak in your home.- policies exclude vermin