Homeowners, Landlords & Renters Insurance
Some people think it doesn't really matter where they buy their insurance. But this misconception could be costing them money, service and protection. Buying insurance isn't like buying bread or milk.
Homeowners Insurance
Compare our Homeowner rates
Home Built in 1994, Albany, Schenectady, Rensselear County, NY
- Dwelling......................................150,000
- Other Structures............................30,000
- Personal Property........................105,000
- Loss of Use....................................30,000
- Personal Liability...........................300,000
- Medical Payments............................1,000 Deductibles........................................250
- Contents (Replacement Cost Include. Guaranteed Replacement cost Incl.) Water Back-up Coverage................2,000
- Loss Assessment.............................10,000
- Credit Card....................................10,000
- Unscheduled Jewelry.......................5,000
- Unscheduled Silverware...................5,000
- Money.........................................500
- Securities....................................5,000
- Guns...........................................5,000
TOTAL PREMIUM
- $345 Albany & Schenectady County
- $315 Rensselear County
Landlord Insurance
In fact any kind of tenant just so long as you retain control over the occupancy of the property. Part commercial occupancies can also be considered, in many cases without the need of an additional policy.
Let us help you provide the correct coverage for your rental property.
Renters Insurance
Do you rent? Many tenants believe that their landlord's insurance will cover their losses, but this is hardly ever the case.
Such insurance covers damage to the landlord’s property and protects him against the claims of negligence. The landlord may also have a substantial deductible, so that a tenant who negligently damages the landlord's property may be required to cover the deductible.
The landlord's insurance company can also sue the tenant for the full extent of the damage if the tenant is proven negligent.