Insurance coverage
Some people think it doesn't really matter where they buy their insurance. But this misconception could be costing them money, service and protection. Buying insurance isn't like buying bread or milk. Insurance is an important safety net for your family, your home, your car or your business.
SAVE 10% on your Auto Insurance
Don’t have time to sit in a classroom for 6 hours on a Saturday? Sign up for our New York State approved online defensive driving course. You can do the class at your pace and when the time is convient for you. You have 30 days to complete the 6 hour course and once the course has been completed your certificate will be mailed to you within 7 to 10 business days. Please click on the link to sign up today!
There is a difference in where you buy your Insurance.
Many people don't realize there are three sources for insurance: Captive Agents, who can sell you the insurance of only one company. Telephone Representatives, who can offer you the insurance of one company, and only on the telephone. Independent Insurance Agents, who represent an average of eight insurance companies, and research with these firms to find you the best combination of price, coverage and service.
Your Independent Insurance Agent:

A licensed professional with strong customer and community ties. Not beholden to any one company; thus, you don't need to change agencies as your insurance and service needs change. Assists you when you have a claim. Your consultant, working with you as you determine your needs. Offers you a choice of insurance plans and programs. Is a value hunter who looks after your pocketbook in finding the best combination of price, coverage and service. Offers one-stop shopping for a full range of products-home, renters, auto, business, life and health. Can periodically review your coverage to keep up with your changing insurance needs. Treats you like a person, not just another number.
The wrong coverage is never a bargain
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