VFIS had recently sent out a notice in regards to Class B Foam used for suppressing high burn fires and the exclusion on Pollution Liability coverage for Fire Departments. Class B Foam has been beneficial in helping fight high burn fires, but can contain harmful substances that are environmentally, and possibly, a human health concern. […]
Service line coverage is $10,000 of coverage for $25. PLEASE call, let us explain the reason for this add on. In the past, there was NO coverage for these items. There is no coverage unless we add this coverage enhancement on for you. AVOID the $5,000 new water line bill you will have to pay, […]
We want to thank all of the professionals that have trust in our agency. My job is to make you look like the hero! Our average number of referrals from our partners totals 35 per month. We get excited each time we are introduced to a home buyer and treat them with the care you […]
Just like home policies, rate increases do happen on auto policies! Let me explain why: General rate increases. Accidents/tickets/claims- If you have an accident or claim in the middle of your policy term, the may surcharge for that on renewal. Incidents- Bad stuff happening around you can even affect your premium Your age- As you […]
There are many factors that go into rate changes, here are some of the most common: May not be what you want to hear, but general rate increases to happen! Insurance companies have to keep up with inflation, cost of repair and overall claims across the nation. Claims play a big part in premium, claims […]
The answer is…it depends! The best thing to do (if it is minor damage) is get some estimate to see if it is worth putting into your insurance company, you will have to pay your deductible! If you have a $500 deductible on your auto collision coverage and the damage is $700, it may not […]
Insurance is complicated! Whether you have commercial, auto, home, motorcycle or life insurance, you most likely have questions! It can be easy to have the “do it yourself” mentality, but a lot of mistakes can be made if simple changes are not done properly. We’ve seen insureds process auto changes through their company website and […]
With our Insurance Agent app you have access to all of your policies at your fingertip! Within the app you can request policy changes, make a payments, request certificates of insurance, file and manage claims, access insurance companies and much more! You can download our app through Google Play or the Apple App Store!
Dave Evans welcomes you to our Agency. We are here for you and your family. We are on your side to help explain and answer questions you have any day you want to contact us. Our team are members of your community as well, we are LOCAL. We coach your kids at softball, cheerleading, soccer, […]
While I am out for a ride and stopping at my favorite spot, let’s talk about no fault insurance and your motorcycle. Unlike auto, motorcycle insurance does not have no fault coverage! This means there is no personal injury protection. Any injuries arising from an accident will have to go through med pay (which is […]
