Why Private Flood Insurance?

Why Private Flood Insurance?

Flood insurance is complicated! Dave is here to explain the main differences in Private Flood insurance VS the National Flood Insurance Program. Hopmeier Evans Gage is here to help figure out which option is best for you!

Flood Insurance Rates: HUGE Changes!

Flood Insurance Rates: HUGE Changes!

FEMA has revamped their flood insurance product with the new Risk Rating 2.0! This is the first time since about 1970 FEMA has updated their flood product, which changes the rating factors to more accurately rate homes susceptible to flooding. These rating factors include- using replacement cost of the home, rather than a set, maximum […]

How Much Should You Insure Your Home For?

How Much Should You Insure Your Home For?

The answer may surprise you! Most people think the amount you purchase/sell the home for should match the insurance replacement cost, but insurance companies actually go by rebuilding cost. This means the insurance company will provide a replacement cost based off of number of bedrooms, bathrooms, type of flooring, additional structures and can include inflation […]

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