Washer hose leakage- The hoses behind your washer should be replaced every 3-5 years due to ware and tear, which can cause leakage in your home. You may also want to carefully choose where you put your washer. Try and…
In regards to the Fire Department members and their autos and what kind of coverage is afforded on the policy. Say you are driving your personal vehicle or you’re driving a fire truck and you’re on a a call or…
Buying a home is an exciting time, but it also comes with responsibilities, like getting home insurance. Home insurance protects your home and belongings in case of accidents or damages. However, if you buy the wrong insurance policy, you may…
Landlord insurance, instead it is a single-family location, or a multi-family location, all the way up to 100 units/doors in a garden-style complex, most have the same major insurance questions to answer. Starting with the property insured value, we can…
As inflation continues to rise, it’s important for landlords and property owners in New York to understand the importance of insurance to value and co-insurance requirements. Co-Insurance is trouble for sure. Rental property insurance, landlord insurance, investment property insurance, and…
What is an unfamiliar but very common reason why you might be covered for less than half of the cost of your home insurance claim? Co-Insurance. Who else has NEVER heard of this HUGE homeowner’s problem? Co-Insurance might be the…
New York State insurance rates will be rising. Yes, that is unhappy news for all, even insurance companies. NYS insurance companies have two ways to increase their insurance rates. Flex rate maximum of 5% per year. Approval…
Today’s discussion, red cars. Are they more expensive to insure? Red cars, honestly, they are not more expensive to insure. They are not. In fact, we never ask the question of the color of your car when we…
Hopmeier Evans Gage is here to answer all of your questions about your tree contracting insurance needs!
Short Term Rentals – This is different than long term- year by year lease for landlord and sometimes insureds are renting out in-law apartments and still residing in the home! Whether you are renting month by month during the season…
