Hi, I’m Dave Evans from Hopmeier Evans Gage Insurance. Let’s talk about a commonly overlooked but legally required coverage in New York: State Disability Insurance — sometimes called “the little disability.” It’s required for: 🛑 Common Mistake: Workers’ Comp ≠…
Hi, I’m Dave Evans from Hopmeier Evans Gage Insurance! Let’s clear something up:Umbrella insurance is not for umbrellas. ☔It won’t replace your home, auto, or boat policy either. But… if you already have: Then an umbrella policy sits on top…
Hi there! Dave Evans here from Hopmeier Evans Gage Insurance. Ever wonder why your insurance company seems so obsessed with your roof?Like… Why do they care how old it is?Why do they care if it has a little moss or…
At Hopmeier Evans and Gage Insurance, we believe great insurance deserves to be shared—and rewarded! That’s why we created our simple, feel-good Referral Program. Here’s how it works: Even if they don’t buy a policy, we’ll still send you a…
The smell of toasted marshmallows, the crackling of a small fire, the laughter of friends and family – these are the FUN parts of making s’mores. But what happens when that seemingly innocent backyard activity takes a devastating turn? Recent…
Understanding insurance coverage for tornado damage is crucial for property owners in all regions, especially after severe weather events. While standard policies in upstate New York generally offer coverage for tornado damage akin to fire damage, the situation can…
For all Home & Investment Property owners Local Albany Church caught fire due to the use of a space heater. News 13 Link As we head into the colder months, staying warm and safe is important. Space heaters can be…
By requiring your tenants to obtain Renters Insurance, you are also protecting YOUR assets and theirs. Investment properties may be insured for the only purchase price or less. What if the tenant causes a fire and burns down the entire…
Life insurance is often misunderstood as a policy for the individual, but it’s actually a crucial financial safety net for those you leave behind. It’s a powerful tool to ensure your loved ones are protected in case of the unexpected.…
Why you want to consider an Umbrella policy: 1. Peace of Mind Protection Imagine a worst-case scenario: a severe car accident where multiple people are injured. Your regular car insurance might not cover all the damages and medical costs. An…
