04/06/2020 Dear Policyholder, A recent Executive Order issued by Governor Cuomo, together with recent amendments to the insurance and banking regulations (the “regulations”) issued by the New York State Department of Financial Services (“Department”), extend grace periods and give you other rights under your life insurance policy or annuity contract if you can demonstrate financial […]
The premium for your business liability or Workers Compensation Policies might be able to be reduced, due to decline in sales or your payroll. Also, if you are now delivering items,you may have a gap of coverage on your business liability policy. Hopmeier Evans & Gage Agency is not your average insurance agent, BUT being […]
In these challenging and unprecedented times, you can rely on us as your resource for new information as it is evolving. If you haven’t seen our COVID-19 Resource Center yet, we invite you to visit: www.shelterpoint.com/covid-19 We’ve added more to our COVID-19 Resource Center that we hope you find useful: Find out under what circumstances […]
Many insurance companies are responding to how COVID-19 can effect the ability to make payments on current policies. Most companies have amended their payment terms and have deferment options for late payments. This will help you manage your payments and avoid issues with your policy and DMV.
By now you may have heard about the Small Business Administration Loan Program. Below is a copy of a recent presentation: Why to apply now How to apply What is needed to apply This SBA Loan Program could allow MANY local businesses to stay open and employee your neighbors and friends. PLEASE forward. Watch SBA video […]
New Federal Tax Credits For Small Business Owners I know not everyone on this list is a small business owner but many may work for one or know someone that does. Please share with your friends and hopefully this will save some jobs or keep a business from closing. New tax credits available to […]
Hello, to our valued clients: Below find some important links that may offer some relief to you, your families and your business. We are here to call at our normal number: 518-377-7414. Same emails, same phone, same names & voices. US Small Business Administration Link to emergency Loans https://www.sba.gov/page/coronavirus-covid-19-small-business-guidance-loan-resources#section-header-0 https://disasterloan.sba.gov/ela/Declarations/DeclarationDetails?declNumber=6063030&direct=false NYS Unemployment Depart of […]
Watch our video update here: https://youtu.be/bu1vFFMNHEQ Many questions have arisen regarding COVID-19 and if a claim for workers’ compensation can be made if an employee or volunteer is infected or quarantined due to possible infection. Illnesses stemming from the common cold or influenza have historically not been compensable under workers’ compensation because they are widespread, […]
So far in NYS, viruses (like COVID-19) are not a direct trigger for loss of income or business expense coverage. Hopmeier Evans Gage is here to help you understand what this means for your business!
With the change in environment due to COVID-19, businesses are starting to deliver products to their customers. This can mean they may be missing coverage in their business owners policy! Give Hopmeier Evans Gage Agency a call to go over your policy today!