If you own rental property, you’ve probably asked yourself this at some point: That’s a fair question. And I’ve got a real answer for you — not a generic insurance-company non-answer. I ran two years of internal claims data on…
If you’ve ever dropped something important in a blue USPS mailbox on the last day of a deadline and figured you were covered — tax return, insurance document, legal filing, whatever — I need you to read this. Because as…
If you own a retail shop, a law firm, a medical practice, an accounting office, or virtually any small professional business, you’ve probably heard the word “cybersecurity” thrown around enough to tune it out. It sounds like a big-company problem…
As part of our commitment to helping you protect your property, we wanted to share some information about a document you might receive from your insurance company called a “Loss Recommendation” or “Loss Control Letter.” While the name might sound…
Attention all employers with workers in New York State! Did you know disability insurance coverage, often referred to as the “little disability” or statutory disability coverage, is mandatory for all your employees—whether they’re working remotely or right in New York?…
Hi, I’m Dave Evans from Hopmeier Evans Gage Insurance. Let’s talk about a commonly overlooked but legally required coverage in New York: State Disability Insurance — sometimes called “the little disability.” It’s required for: 🛑 Common Mistake: Workers’ Comp ≠…
Hi, I’m Dave Evans from Hopmeier Evans Gage Insurance! Let’s clear something up:Umbrella insurance is not for umbrellas. ☔It won’t replace your home, auto, or boat policy either. But… if you already have: Then an umbrella policy sits on top…
Hi there! Dave Evans here from Hopmeier Evans Gage Insurance. Ever wonder why your insurance company seems so obsessed with your roof?Like… Why do they care how old it is?Why do they care if it has a little moss or…
At Hopmeier Evans and Gage Insurance, we believe great insurance deserves to be shared—and rewarded! That’s why we created our simple, feel-good Referral Program. Here’s how it works: Even if they don’t buy a policy, we’ll still send you a…
The smell of toasted marshmallows, the crackling of a small fire, the laughter of friends and family – these are the FUN parts of making s’mores. But what happens when that seemingly innocent backyard activity takes a devastating turn? Recent…
