When a tree falls in your yard due to a bad storm, do you have coverage for the removal of that tree under your homeowners policy? The answer is — it depends. If the tree falls due to wind and damages your house, garage, outbuilding, fence, pool, etc OR blocks access points in/out of your […]
Be Alert! Stop Fraud Now!
Be aware of the steps you need to take to avoid a security breach on your home network! Use the highest security settings on your router and turn on encryption to make it harder for cyber criminals to get access. Change default passwords on devices that connect to your network, such as a router, smart […]
New Coverage Option for Your Home! Service Line Coverage!
Service Line Coverage pays for damages to your underground : Waterlines, Sewer lines, Gas lines, Electric lines. Did you know any damage to underground lines from the road to your house is your responsibility? Some companies are now offering an endorsement to cover your underground lines! Give us a call to make sure you are […]
Hopmeier Evans Gage Agency Highway Cleanup September 2020
Hopmeier Evans Gage Agency was out bright and early for highway cleanup in Schenectady NY! We love to give back to our community and have been volunteering for highway cleanup for 8 years now! #Hopmeierhighwaycleanup #Adoptahighway #Localagentspicking #Hopmeiergivesback
Are You Being Treated Like Family?
Family owned insurance agency treats you like family. We guide you through the insurance maze of coverage options and discounts. What is right for you ? We do not know yet is the honest answer. We will know after we ask you a few questions to determine your coverage needs. Then we will give you […]
You Have Choices When it Comes to Insurance! We Provide Those Choices!
Our Insurance Agency sells insurance for at least 17 different insurance companies. Why is this important to you? Our ability to provide you with many insurance company choices and options places the power in your side. We will ask you a few questions to help uncover your current insurance gaps and to find all of […]
Gender Reveal Causes Forest Fire. Umbrella Insurance Can Help!
When should I purchase an umbrella insurance policy? Umbrella polices provide additional large layers of liability insurance protection. One potato, two potato or one million, two million of umbrella coverage what is best, what do I need? Call us, text us and we can help you decide. Umbrella insurance is the best deal out there […]
Understand Your Coverage Before the Claim! There May be Exclusions You Don’t Know About!
We want to make sure you are covered properly and educated on your coverage so you are prepared if a claim happens! Did you know if a property is vacant for a consecutive 60 days, any vandalism or theft is excluded? It is important to know what you are covered for, not all policies are […]
Replacement Cost– Let’s Talk About Loss Settlement
What would happen if you lost your house to a fire and decided not to rebuild? Will the insurance company pay out for the entire amount to replace your home? If you are insured for replacement cost and insured for the correct amount to replace/rebuild, you will get a check from the insurance company in […]
Co-Insurance and Replacement Cost- Are You Insured Properly?
Is your building insured for what it would cost to rebuild it? Co- insurance is the required amount you need to insure your property for the insurance company to pay the full amount in the event the building needs to be rebuilt. If your co-insurance requirement is $100,000 in coverage, but you only insure for […]