Fire Departments: Most Common Auto Insurance Questions Answered!

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In regards to the Fire Department members and their autos and what kind of coverage is afforded on the policy. Say you are driving your personal vehicle or you’re driving a fire truck and you’re on a a call or any kind of fire-medic duty and you are involved in an accident, the liability policy from the fire company or district should cover you in this scenario.

Now, let’s say it’s your personal vehicle and you want physical damage (collision) to be covered, you would have to put that claim into your personal auto insurance company, they would pay to fix your vehicle and then the deductible is going to be reimbursed by the fire company/ district.

Insurance can be complicated, if you or any member of your Fire Department have questions, give us a call or email today! (518) 377-7414 or

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