Frequently Asked Questions It's no secret, insurance can be down right confusing! Our job here at Hopmeier Evans Gage is to simplify it so you understand exactly how you're covered and what you're buying. Below are answers to some of our most frequently asked questions about insurance. Personal Insurance FAQs What are Comprehensive and Collision Coverages? How do I remove a Vehicle from my Policy? Totaled Cars- What do I do now? Am I insured as an Uber or Lyft driver? How Much should you insure your home for? Business Insurance FAQs Thinking about hiring an employee? What is proof of insurance? What is unemployment insurance? Are tools automatically covered on a general liability policy?