Skip to content
  • About
    • Meet the Team
    • Blog
    • Rate Us
      • Rate Schenectady
      • Rate Esperance
  • Policy Types
  • Shop Bonds
  • FAQs
  • Service Center
  • Locations
    • Schenectady Location
    • Esperance Insurance Agent Location
  • Contact
  • Main Office: 2330 Broadway
    Schenectady, NY 12306
  • Phone: Schenectady Location (518) 377-7414
    Esperance Location (518) 875-9237
  • Text Us: (518) 377-7414
Hopmeier Evans Gage Agency
  • About
    • Meet the Team
    • Blog
    • Rate Us
      • Rate Schenectady
      • Rate Esperance
  • Policy Types
  • Shop Bonds
  • FAQs
  • Service Center
  • Locations
    • Schenectady Location
    • Esperance Insurance Agent Location
  • Contact
Start A Quote
Text Us Here
Hopmeier Evans Gage Agency
  • Homeowners Coverage Needed

Replacement Cost– Let’s Talk About Loss Settlement

What would happen if you lost your house to a fire and decided not to rebuild? Will the insurance company pay out for the entire amount to replace your home? If you are insured for replacement cost and insured for…

  • dave
  • July 22, 2020
  • Homeowners Coverage Needed, Uncategorized

Co-Insurance and Replacement Cost- Are You Insured Properly?

Is your building insured for what it would cost to rebuild it? Co- insurance is the required amount you need to insure your property for the insurance company to pay the full amount in the event the building needs to…

  • dave
  • July 22, 2020
  • Bars Restaurants Covid 19, Covid 19 Information Coverage

Is Your Business Ready to Reopen?

  Exciting news is approaching quickly. We all need to be ready to OPEN and know what that looks like for each of our businesses.   Safe Work Place: Re-opening requires a business have a written safety plan in place.…

  • dave
  • May 20, 2020
  • Local Insurance Agent

Hopmeier Evans & Gage Teamed Up With Albany Distillery to Help LOCAL First Responders!

COVID-19 Info

Hopmeier Evans & Gage and Albany Distillery partner up to provide sanitizer to VFD – Volunteer Fire Districts / Fire Companies. Go Local and go strong!   #Staylocal #localhelp #insurancehelp #localfiredept #COVID19giveback

  • dave
  • May 1, 2020
  • Covid 19 Information Coverage

Bar and Restaurant Owners Have Options to Lower Their Premium Due to COVID-19

COVID-19 Info

  Due to COVID-19 your bar or restaurant may be closed or down in sales, this means that your revenue for the year may not be what you projected! Your insurance premium is based off of your yearly revenue, so…

  • dave
  • May 1, 2020
  • Covid 19 Information Coverage, Rideshare Coverage

Driving for Uber or Lyft? I Want to Tell You What is Missing in Your Coverage!

  When the COVID-19 pandemic subsides, there may be some individuals that are unemployed or furloughed waiting to get back to work, who may consider driving for Uber or driving for Lyft to make some extra money. If you are…

  • dave
  • April 20, 2020
  • Rideshare Coverage

Rideshare Coverage — Are You Insured for Uber and Lyft?

If you didn’t know already, most insurance companies exclude coverage when a vehicle is used for “public or livery services”. Transportation Network Companies, like Uber or Lyft, provide coverage when a customer has been matched, the driver is in route…

  • dave
  • April 10, 2020
  • Covid 19 Information Coverage

NY-DFS New Policy Payment and Cancellation Rules

COVID-19 Info

04/06/2020 Dear Policyholder, A recent Executive Order issued by Governor Cuomo, together with recent amendments to the insurance and banking regulations (the “regulations”) issued by the New York State Department of Financial Services (“Department”), extend grace periods and give you…

  • dave
  • April 6, 2020
  • Bars Restaurants Covid 19

Business Insurance Premium Reduction Options and Delivery Coverage– COVID19

COVID-19 Info

The premium for your business liability or Workers Compensation Policies might be able to be reduced, due to decline in sales or your payroll. Also, if you are now delivering items,you may have a gap of coverage on your business…

  • dave
  • April 1, 2020
  • Covid 19 Information Coverage

COVID-19 NEW YORK Disability Policy Coverage and Claim Process

In these challenging and unprecedented times, you can rely on us as your resource for new information as it is evolving. If you haven’t seen our COVID-19 Resource Center yet, we invite you to visit: www.shelterpoint.com/covid-19 We’ve added more to…

  • dave
  • March 27, 2020
Prev
1 … 4 5 6 7 8 9 10 11
Next
  • Schenectady Location: 2330 Broadway
    Schenectady, NY 12306
  • Phone: (518) 377-7414
  • Email: michelle@yourownagent.com
  • Esperance Location : 180 Main Street
    Esperance NY 12066
  • Phone: (518) 875-9237
  • Email: Todd@yourownagent.com

Download our new App here ↓

Get it on Google Play

Available on the App Store

Copyright © 2023 - Website powered by Advisor Evolved

Facebook Twitter LinkedIn YouTube