Just like home policies, rate increases do happen on auto policies! Let me explain why: General rate increases. Accidents/tickets/claims- If you have an accident or claim in the middle of your policy term, the may surcharge for that on renewal.…
There are many factors that go into rate changes, here are some of the most common: May not be what you want to hear, but general rate increases to happen! Insurance companies have to keep up with inflation, cost of…
The answer is…it depends! The best thing to do (if it is minor damage) is get some estimate to see if it is worth putting into your insurance company, you will have to pay your deductible! If you have a…
Insurance is complicated! Whether you have commercial, auto, home, motorcycle or life insurance, you most likely have questions! It can be easy to have the “do it yourself” mentality, but a lot of mistakes can be made if simple changes…
With our Insurance Agent app you have access to all of your policies at your fingertip! Within the app you can request policy changes, make a payments, request certificates of insurance, file and manage claims, access insurance companies and much…
Dave Evans welcomes you to our Agency. We are here for you and your family. We are on your side to help explain and answer questions you have any day you want to contact us. Our team are members of…
While I am out for a ride and stopping at my favorite spot, let’s talk about no fault insurance and your motorcycle. Unlike auto, motorcycle insurance does not have no fault coverage! This means there is no personal injury protection.…
We have a method for any way you want to contact us! That includes: Phone- (518) 377-7414, includes after hours and emergency numbers! Emails: Dave@yourownagent.com, Angela@yourownagent.com, Michelle@yourownagent.com, Todd@yourownagent.com, Brianna@yourownagent.com, Linda@yourownagent.com and Alyssa@yourownagent.com Mobile App-Immediate access for service requests, billing and…
When a tree falls in your yard due to a bad storm, do you have coverage for the removal of that tree under your homeowners policy? The answer is — it depends. If the tree falls due to wind and…
Be aware of the steps you need to take to avoid a security breach on your home network! Use the highest security settings on your router and turn on encryption to make it harder for cyber criminals to get access.…
