In New York, car insurance has a NEW rule called “spousal liability.” NEW required coverage is now required to be added to your auto policy. Yes, even if you are single and if you do not want it. Some insurance…
Today’s discussion, red cars. Are they more expensive to insure? Red cars, honestly, they are not more expensive to insure. They are not. In fact, we never ask the question of the color of your car when we…
New Law UPDATE NYS -Senate June 2023 Insurance companies, insurance agents, and brokers online over the phone, wherever, the old practice is if they can’t help you on the price, if their product is priced more than your current…
Just like home policies, rate increases do happen on auto policies! Let me explain why: General rate increases. Accidents/tickets/claims- If you have an accident or claim in the middle of your policy term, the may surcharge for that on renewal.…
April is National Distracted Driver Awareness Month. Distracted driving is doing anything that takes your attention away from the task of driving. Any time your mind and/or eyes are taken from the road, you’re technically distracted, which means an increase…
Does it seem like auto insurance has been rising in Schenectady, New York in recent years? It likely has. Since 2014 the U.S has seen more new cars on the road and those cars are driving more miles than past…
