Flood Insurance

Flood Insurance Rates: HUGE Changes!

Flood Insurance Rates: HUGE Changes!

FEMA has revamped their flood insurance product with the new Risk Rating 2.0! This is the first time since about 1970 FEMA has updated their flood product, which changes the rating factors to more accurately rate homes susceptible to flooding. These rating factors include- using replacement cost of the home, rather than a set, maximum […]

Do I Need Flood Insurance?

COVID-19 Info

The answer is YES! Even if you are not required by your mortgage company to purchase flood insurance, you should consider it! When Hurricane Irene hit in 2011, our offices were not immune to the extensive damage it caused to New York. Our Esperance office was flooded with about a foot of water and the […]

Skip to content