The Recent Flooding in New York and Vermont: How to Protect Yourself

Flooding in New York Highland Falls, Putnam & Orange Country, Ludlow, Vermont, and many other local places could have been better.

Check out the Flood video here

There are many options before the flood & ground water damage to insurance your house and property.

The three quick short options are:

  1. We all know about Flood insurance, and NO, you do not need to be in a flood zone to purchase a flood policy. A flood policy has the requirements of a large area of damage before it pays out
  2. Flood damage attached to your home policy. YES, you heard me correctly. We have an insurance company that will attach $50,000 of flood coverage. Most all insurance companies do not offer this coverage flood add-on coverage. BUT since we are INDIE, we can access MANY insurance companies for you with one phone call.
  3. Water Backup coverage, if your sub pump fails to operate coverage, is available up to $25,000 from MANY insurance companies. The key is that your sub pump must fail to keep up or operate. $17-$57

We are an insurance agency that is here for you in fact we explain water back options and utility coverage to all new policies we quote and issue, then again, each year when we call to review your coverage, that is HOW WE are different here at Hopmeier Evans & Gage insurance.

See our other flood insurance videos here

See our other blog post on flood insurance here

What is flood insurance?

Flood insurance is a type of insurance that covers damage to your property caused by flooding. Flood insurance is not typically included in homeowners’ insurance policies, so you need to purchase it separately.

Why do you need flood insurance?

Even if you don’t live in a flood zone, you could still be at risk of flooding. Flooding can happen anywhere, and it can happen quickly. Flood insurance can help you recover from a flood disaster by covering the cost of repairs to your home or business. YES, you purchase

What are the different types of flood insurance?

There are two main types of flood insurance:

  • National Flood Insurance Program (NFIP): The NFIP is a government program that provides flood insurance to homeowners and businesses.
  • Private flood insurance: There are also a number of private flood insurance companies that offer flood insurance.

How much does flood insurance cost?

The cost of flood insurance varies depending on the flood risk in your area. The higher the flood risk, the more expensive the insurance will be.

How to get flood insurance:

You can purchase flood insurance through the NFIP website or by calling/texting us at 518-377-7414

Why choose Hopmeier Evans & Gage Insurance?

We are an independent insurance agency that can help you find the best flood insurance for your needs. We have access to many different insurance companies, so we can compare rates and coverage options to find the best deal for you. We also offer free consultations, so you can get the information you need to make an informed decision.

Protect your home from flooding today.

Contact Hopmeier Evans & Gage Insurance to get a quote for flood insurance. We can help you find the best coverage for your needs and budget.

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