New Law UPDATE NYS -Senate June 2023 Insurance companies, insurance agents, and brokers online over the phone, wherever, the old practice is if they can’t help you on the price, if their product is priced more than your current…
Todays topic for discussion, workers’ compensation insurance, or work comp, workman’s comp, call it what you want, but workers’ compensation is what you need for your business to operate in the state of New York, and it comes with…
Why do you need an agent or broker on your side? In my world, it just seems so simple in terms of the value that we add to the relationship. We as our agency, Hopmeier Evans and Gage, we participate…
We have all experienced the “bait and switch” technique used by sneaky salespeople. You can probably provide many examples of you being attracted to an advertisement that promised bigger, better, and cheaper products, but when ordered it is nothing like…
VFIS had recently sent out a notice in regards to Class B Foam used for suppressing high burn fires and the exclusion on Pollution Liability coverage for Fire Departments. Class B Foam has been beneficial in helping fight high burn…
Service line coverage is $10,000 of coverage for $25. PLEASE call, let us explain the reason for this add on. In the past, there was NO coverage for these items. There is no coverage unless we add this coverage enhancement…
We want to thank all of the professionals that have trust in our agency. My job is to make you look like the hero! Our average number of referrals from our partners totals 35 per month. We get excited each…
Just like home policies, rate increases do happen on auto policies! Let me explain why: General rate increases. Accidents/tickets/claims- If you have an accident or claim in the middle of your policy term, the may surcharge for that on renewal.…
There are many factors that go into rate changes, here are some of the most common: May not be what you want to hear, but general rate increases to happen! Insurance companies have to keep up with inflation, cost of…
The answer is…it depends! The best thing to do (if it is minor damage) is get some estimate to see if it is worth putting into your insurance company, you will have to pay your deductible! If you have a…
