Hi there! Dave Evans here from Hopmeier Evans Gage Insurance. Ever wonder why your insurance company seems so obsessed with your roof?Like… Why do they care how old it is?Why do they care if it has a little moss or…
The smell of toasted marshmallows, the crackling of a small fire, the laughter of friends and family – these are the FUN parts of making s’mores. But what happens when that seemingly innocent backyard activity takes a devastating turn? Recent…
Understanding insurance coverage for tornado damage is crucial for property owners in all regions, especially after severe weather events. While standard policies in upstate New York generally offer coverage for tornado damage akin to fire damage, the situation can…
By requiring your tenants to obtain Renters Insurance, you are also protecting YOUR assets and theirs. Investment properties may be insured for the only purchase price or less. What if the tenant causes a fire and burns down the entire…
What is going on with the Adirondack Insurance Homeowners Insurance, Mortgage Requirements, New York, Demotech, Financial Stability Rating Adirondack Insurance Exchange (Adirondack), a New York-based provider of homeowners insurance, recently faced a setback when Demotech, an insurance rating agency, withdrew…
Adirondack Insurance Exchange in New York recently faced a setback when Demotech withdrew its financial stability rating. This news is vital for homeowners in New York with mortgages, as some lenders require insurance from companies with a minimum financial stability…
Winter is a season filled with picturesque snowscapes and cozy moments by the fireplace. But it’s also a time when homeowners face unique challenges that can lead to unexpected insurance claims. We’ve put together a fun and informative blog post…
Buying a home is an exciting time, but it also comes with responsibilities, like getting home insurance. Home insurance protects your home and belongings in case of accidents or damages. However, if you buy the wrong insurance policy, you may…
The answer may surprise you! Most people think the amount you purchase/sell the home for should match the insurance replacement cost, but insurance companies actually go by rebuilding cost. This means the insurance company will provide a replacement cost based…
We know how important an insurance binder is when you are a mortgage broker setting a closing, we are here to make your life easier!
