We want to make sure you are covered properly and educated on your coverage so you are prepared if a claim happens! Did you know if a property is vacant for a consecutive 60 days, any vandalism or theft is excluded? It is important to know what you are covered for, not all policies are […]
Homeowners Coverage Needed
Replacement Cost– Let’s Talk About Loss Settlement
What would happen if you lost your house to a fire and decided not to rebuild? Will the insurance company pay out for the entire amount to replace your home? If you are insured for replacement cost and insured for the correct amount to replace/rebuild, you will get a check from the insurance company in […]
Co-Insurance and Replacement Cost- Are You Insured Properly?
Is your building insured for what it would cost to rebuild it? Co- insurance is the required amount you need to insure your property for the insurance company to pay the full amount in the event the building needs to be rebuilt. If your co-insurance requirement is $100,000 in coverage, but you only insure for […]
How Big of a Bite, Can Your Dog Take Out of Your Assets?
How big of a bite, can your dog take out of your assets? Our furry friends can put your assets at risk in many ways! According to the Center for Disease Control and Prevention, 4.7 million people are bitten by dogs each year, with half of those occurring on the owner’s property. Dog bites, according […]