The answer may surprise you! Most people think the amount you purchase/sell the home for should match the insurance replacement cost, but insurance companies actually go by rebuilding cost. This means the insurance company will provide a replacement cost based off of number of bedrooms, bathrooms, type of flooring, additional structures and can include inflation of building materials. It is important to review your home policy every year and here at Hopmeier Evans Gage we do yearly renewal reviews to make sure your home replacement is where it should be!
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Main Office: 2330 Broadway
Schenectady, NY 12306 -
Text Us: (518) 377-7414
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I would give 10 stars if I could! I would recommend Alyssa to anyone and everyone!
I needed a quote for my potential new home and...
a week ago
Trisha Ghirdharie
I contacted Brianna with an unanticipated need to add insurance that my then current broker could not extend due to my move and she quickly...
3 weeks ago
Mike Nichols
Best pricing i could find for homeowners insurance! Todd was very informative and touched base often to ensure insurance policy was accurate while i waited...
7 months ago
Patricia Sheperd
The team at Hopmeier Evans Gage has been amazing! They helped me with my home insurance and suggested some coverage I didn’t have previously which...
8 months ago
Alex Jarvis Design
Todd was such a great help, extremely friendly and knowledgeable.
a week ago
Josh Andino