The answer may surprise you! Most people think the amount you purchase/sell the home for should match the insurance replacement cost, but insurance companies actually go by rebuilding cost. This means the insurance company will provide a replacement cost based off of number of bedrooms, bathrooms, type of flooring, additional structures and can include inflation of building materials. It is important to review your home policy every year and here at Hopmeier Evans Gage we do yearly renewal reviews to make sure your home replacement is where it should be!
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Main Office: 2330 Broadway
Schenectady, NY 12306 -
Text Us: (518) 377-7414
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Visited Hopmeier Evans Gage Agency on Monday 8/5/24 to complete our insurance needs. Angela was superb in explaining the insurance requirements and assisting us in...
4 months ago
George Ramson
We have had all of our homes and vehicles insured under the supervision of Hopmeier Evans Gage Agency for most of our married life (60...
6 months ago
Lea Macdonald
Our agent, Alyssa, took it upon herself to research other insurance companies for the best rates when our current company’s prices took a big jump....
2 months ago
Kenneth Leap
I recently had the pleasure of working with Michelle and Angela. I received outstanding service that was both professional and incredibly fast. Michelle went out...
4 months ago
miguel rodriguez
Our agent is Alyssa Baksh, and we think she’s great! She set us up with auto, home, and flood insurance when we first moved here....
3 months ago
dawn butterfield