Pet insurance, Is it worth it?

Pet insurance, Is it worth it?

YES! You never know when the unexpected will happen, especially when you thought your furry friend was healthy and suddenly things change. If you don’t have pet insurance when this happens the current problem will not be covered if you suddenly get the insurance because it is a pre-existing condition.  Getting pet insurance when the […]

Preparing and surviving Natural Disasters

Preparing and surviving Natural Disasters

Getting engaged and being prepared today for what may happen tomorrow.  Only by making certain we as individuals are prepared for a disaster, will we be able to ensure the safety of our families and assist our communities. Earthquakes All 50 states in the United States and 5 U.S territories are at some risk for earthquakes. They […]

Freeze the thief and keep your identity

Freeze the thief and keep your identity

Protecting your identity now a days seems like its becoming more difficult.  More technology sometimes means more trouble, as much as we love it we also hate it!  There are many ways identity theft can happen: I am going to share some tips on being careful and how to avoid it as much as possible. […]

Nine things in the Capital Region to do during Summertime

Nine things in the Capital Region to do during Summertime

Water and Amusement parks are just some perks of summer and nice weather.  Who doesn’t love a good waterslide or even a nice relaxing lazy river?  The capital region has a couple different places to chose from to cool off, and even more places to enjoy summer days.  Here are a few suggestions: One that […]

Local Agent helping Local Fire Department win $5,000 toward Protective Safety Equipment

Local Agent helping Local Fire Department win $5,000 toward Protective Safety Equipment

Left to Right: Dave Evans (Hopmeier-Evans-Gage Agency), Karl Remmers (Fire Commissioner), Bob Muller (Chairman of the Board of Commissioners), Lisa Boomhower (Fire Commissioner), John Fleury (Safety Group Manager), Michael Boomhower (Gallupville Fire Chief), and Keith Cross (Gallupville First Assitant Chief)   Safety Group 497: 2017 Public Entity Safety Initiative Grant Winners Announced NYS Public Entities […]

5 Reasons your auto insurance may be rising in cost

5 Reasons your auto insurance may be rising in cost

Does it seem like auto insurance has been rising in Schenectady, New York in recent years? It likely has.  Since 2014 the U.S has seen more new cars on the road and those cars are driving more miles than past years.  The severity of traffic-related accidents have grown worse, and insurance claims for bodily injury […]

Insurance discounts and dirty secrets

Insurance discounts and dirty secrets

DISCOUNTS AND DIRTY SECRETS: Yes, there are tons of discounts offered to you so you can save when getting insurance. However you might not even know about them or they are just teasers for new customers that fall off after you are no longer new.  One large discount that not many people know about which […]

Will my credit change my insurance rates?

Will my credit change my insurance rates?

I was recently asked this question by one of our Hopmeier Evans Gage Insurance clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t […]