Do I Need Flood Insurance?

COVID-19 Info

The answer is YES! Even if you are not required by your mortgage company to purchase flood insurance, you should consider it! When Hurricane Irene hit in 2011, our offices were not immune to the extensive damage it caused to New York. Our Esperance office was flooded with about a foot of water and the […]

Why You Need a Local Agent!

Why You Need a Local Agent!

Why do you need an agent or broker on your side? In my world, it just seems so simple in terms of the value that we add to the relationship. We as our agency, Hopmeier Evans and Gage, we participate in the management of your insurance, whether it’s home insurance, auto insurance, commercial insurance, Workers’ […]

Bait and Switch- Everything You Need to Know!

COVID-19 Info

We have all experience the “bait and switch” technique used by sneaky sales people. You can probably provide many examples of you were attracted to an advertisement that promised bigger, better, and cheaper products, but when ordered it is nothing like what was advertised. How does this apply to insurance? Well, many internet companies EVEN […]

Class B Foam- High Burn Rate Fires

COVID-19 Info

VFIS had recently sent out a notice in regards to Class B Foam used for suppressing high burn fires and the exclusion on Pollution Liability coverage for Fire Departments. Class B Foam has been beneficial in helping fight high burn fires, but can contain harmful substances that are environmentally, and possibly, a human health concern. […]

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