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Hopmeier Evans Gage Agency
  • Home Safety, Local Insurance Agent

Hidden Danger in Your Home & Your Investment property: Protecting Yourself and Your Property from Lithium-Ion Battery Fires

Tax News!

Lithium-ion batteries are everywhere these days. They power our smartphones, laptops, and even keep our e-bikes and e-scooters humming along. But behind their convenience lurks a hidden danger: fire. Improper use or faulty batteries can cause them to overheat, ignite,…

  • Dave
  • July 10, 2024
  • Homeowners Coverage Needed, Insurance Facts, Local Insurance Agent

Adirondack Insurance Exchange Loses Financial Rating: What Homeowners Need to Know

What is going on with the Adirondack Insurance Homeowners Insurance, Mortgage Requirements, New York, Demotech, Financial Stability Rating Adirondack Insurance Exchange (Adirondack), a New York-based provider of homeowners insurance, recently faced a setback when Demotech, an insurance rating agency, withdrew…

  • Dave
  • July 2, 2024
  • Homeowners Coverage Needed, Insurance Cost, Insurance Facts

Adirondack Insurance Loses Financial Stability Rating: What NY Homeowners Need to Know

Adirondack Insurance Exchange in New York recently faced a setback when Demotech withdrew its financial stability rating. This news is vital for homeowners in New York with mortgages, as some lenders require insurance from companies with a minimum financial stability…

  • Dave
  • June 13, 2024
  • Discounts, Insurance Cost, Insurance Facts

Does what you purchase provide what you expected?

In today’s world, the age-old wisdom still rings true: You shouldn’t overpay, but it’s even riskier to pay too little. You’re just losing a bit of money when you pay more than necessary. However, when you opt for the cheapest…

  • Dave
  • January 25, 2024
  • Claim Help, Home Safety, Homeowners Coverage Needed

Winter Home Insurance: Don’t Let Jack Frost Ruin Your Home!

Winter is a season filled with picturesque snowscapes and cozy moments by the fireplace. But it’s also a time when homeowners face unique challenges that can lead to unexpected insurance claims. We’ve put together a fun and informative blog post…

  • Dave
  • January 25, 2024
  • Claim Help, Home Safety

Protect Your Home: Be Ready for Water Damage Season

Water damage to your home is no joke, and it’s in season all year round. Whether it’s frozen pipes bursting in the winter or water backups during a power outage, these issues can wreak havoc on your property. As insurance…

  • Dave
  • January 10, 2024
  • Insurance Cost

🚗🏡 Get Ready for Some Insurance Fun: Tackling Those Premium Increases!

Hey there, Buckle up because it’s time for some insurance excitement! 🚗🏡 We’ve got news about those pesky home and auto insurance premium increases, and guess what? It’s not all bad news! 😉 First things first, every insurance company on…

  • Dave
  • January 10, 2024
  • Auto Coverage

New Auto Insurance Rule: Spousal Liability

In New York, car insurance has a NEW rule called “spousal liability.” NEW required coverage is now required to be added to your auto policy. Yes, even if you are single and if you do not want it. Some insurance…

  • Dave
  • November 3, 2023
  • Insurance Facts, Local Insurance Agent

Why Are Insurance Rates Skyrocketing? California’s Crisis & New York’s Rising Premiums Explained

Ever scratched your head, wondering why your home insurance premiums have taken a significant hike? Or why major insurance companies like State Farm, Farmers, Progressive Insurance, and Mercury Insurance have stopped offering new home insurance policies in California? Let’s delve…

  • Dave
  • October 10, 2023
  • Flood Insurance

The Impact of a Government Shutdown on Home Closings and Flood Insurance

Whenever there’s talk of a government shutdown, the immediate concerns usually revolve around federal workers’ paychecks and potential delays in public services. However, a less-discussed but equally important issue is the ripple effect it can have on homebuyers and homeowners…

  • Dave
  • October 10, 2023
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  • Schenectady Location: 2330 Broadway
    Schenectady, NY 12306
  • Phone: (518) 377-7414
  • Email: michelle@yourownagent.com
  • Esperance Location : 180 Main Street
    Esperance NY 12066
  • Phone: (518) 875-9237
  • Email: Todd@yourownagent.com

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