March 2021 Newsletter
Do I Need Flood Insurance?
The answer is YES! Even if you are not required by your mortgage company to purchase flood insurance, you should consider it! When Hurricane Irene hit in 2011, our offices were not immune to the extensive damage it caused to New York. Our Esperance office was flooded with about a foot of water and the […]
We’re sorry to see you go, but we are still here for you!
As Insurance Agents, we never want to see someone over charged by an insurance company. We strive to find you the best policy with the right coverage. We understand monetary pressures and the reasoning behind leaving for another insurance company outside of the agency and we are still here to chat if you want to […]
February 2021 Newsletter
February 2021 Newsletter
Discounts/ Bait and Switch- You Could be Missing Coverages!
Insurance companies, insurance agents, and brokers online over the phone, wherever, the old practice is if they can’t help you on the price, if their product is priced more than your current product, they start stripping away coverages. And when I say stripping away coverages, what I mean, often, not always, often, they will reduce […]
Workers’ Compensation Insurance- Your Business Needs it!
Todays topic for discussion, workers’ compensation insurance, or work comp, workman’s comp, call it what you want, but workers’ compensation is what you need for your business to operate in the state of New York, and it comes with potential pitfalls. So today just some haphazard common errors that we see in workers’ compensation policies […]
Why You Need a Local Agent!
Why do you need an agent or broker on your side? In my world, it just seems so simple in terms of the value that we add to the relationship. We as our agency, Hopmeier Evans and Gage, we participate in the management of your insurance, whether it’s home insurance, auto insurance, commercial insurance, Workers’ […]
Bait and Switch- Everything You Need to Know!
We have all experience the “bait and switch” technique used by sneaky sales people. You can probably provide many examples of you were attracted to an advertisement that promised bigger, better, and cheaper products, but when ordered it is nothing like what was advertised. How does this apply to insurance? Well, many internet companies EVEN […]
Bars & Taverns
Class B Foam- High Burn Rate Fires
VFIS had recently sent out a notice in regards to Class B Foam used for suppressing high burn fires and the exclusion on Pollution Liability coverage for Fire Departments. Class B Foam has been beneficial in helping fight high burn fires, but can contain harmful substances that are environmentally, and possibly, a human health concern. […]