Supporting local businesses is very important, in doing so you get to know people in your community and everyone is able to grow in a positive way. Who wants to deal with people over the phone who just keep transferring you to the next person? No one! Let your Local Insurance Agents at Hopmeier Evans Gage Insurance take care of you, and your insurance needs for you!!! Here are five reasons we suggest this:
- Save Money
If you decide to go with an independent insurance agent, you have a much better chance at saving money. Independent insurance brokers use their experience as leverage to keep insurance companies honest with their rates. They also shop your policies annually.
When you are buying insurance directly from an insurance company, you are limited to their products ONLY. Actually, you can get stuck with a direct agent too referred to as ‘captive’ agents.
Example: Geico agents can only provide you with Geico products.
Independent insurance brokers however, can provide you with products from almost any insurance carrier, that best fits your needs.
- Save Time
Independent insurance brokers also offer the freedom of a one stop shop. By having all of your insurance needs under one roof, you will avoid multiple rounds of phone calls, policy agreements and rotating account managers… you will also save yourself a lot of time.
Example: You’ve purchased a homeowner’s policy from an independent broker and you decide you need a general liability policy for your business. Instead of starting over with another company, just call your broker! Life insurance? Auto insurance? Renters insurance? Your local agent can help with that too!
When dealing with something as delicate as insurance, positive interactions are so crucial.
Imagine sharing sensitive information or calling in the middle of an emergency. If the person on the other side of the phone is familiar, friendly and has your trust, you will feel safe. Now imagine if it was a stranger… every time. Yikes!
- Insurance made simple
Don’t make insurance more complicated than it already is. To really be on top of your insurance policies, there are so many insurance terms, legal clauses and coverage limits you must be aware of.
Think of your agent like an advisor an advocate. They handle all of the complex, unsatisfying aspects of insurance on your behalf, while providing insight and advice when necessary.