Business Insurance Premium Reduction Options and Delivery Coverage– COVID19

The premium for your business liability or Workers Compensation Policies might be able to be reduced, due to decline in sales or your payroll.

Also, if you are now delivering items,you may have a gap of coverage on your business liability policy.

Hopmeier Evans & Gage Agency is not your average insurance agent, BUT being a small business owner, I wanted ALL small business owners to receive this critical information.

Reduced your premiums with these policy changes:

These are tough times. The insurance companies understand your sales receipts and payroll may have been reduced significantly.

These are two different issues with two different solutions.

Business Liability Policy & Workers Compensation

  • Many policies are based on gross sales and/or payroll. If your payroll or gross sales have been reduced by COVID-19, then reducing these ESTIMATES on your policy may lower your insurance costs. (Provided you are not at minimum estimates already)

YouTube video

Possible Coverage missing:

  • Due to COVID-19: Bars, Taverns, Restaurants and Other Businesses, were asked to be closed the to the public partially or totally.
  • Many establishments decided instead of closing, they would add takeout and delivery. Your current commercial policy may NOT have automatic coverage for delivery. Many insurance companies are willing to entertain the idea of delivery just for these extenuating circumstances. You should contact us, so we can let you know if you have the coverage or if we need to make changes to your policy.

YouTube video

See video, links and your accountant for more details.

Would You Like Us To Review Your Policies?

"*" indicates required fields

Which personal product would you like a quote for?*
Primary Address*
By submitting this form, you consent to receive SMS messages and/or emails from our company. To unsubscribe, follow the instructions provided in our communications. Msg & data rates may apply for SMS. Your information is secure and will not be sold to third parties. View Privacy Policy
Drop files here or
Max. file size: 39 MB.

    Request Your Proposal Here

    Are you ready to save time, aggravation, and money? The team at Hopmeier Evans Gage Agency, Inc. is a special type of insurance that covers the company building as well as the contents owned by the company, is here and ready to make the process as painless as possible. We look forward to meeting you!