How big of a bite, can your dog take out of your assets?
Our furry friends can put your assets at risk in many ways! According to the Center for Disease Control and Prevention, 4.7 million people are bitten by dogs each year, with half of those occurring on the owner’s property.
Dog bites, according to the Insurance Information Institute, account for about a third of all homeowner’s insurance claims, which only cover limited damages and over half of these dog-bite injuries occur at home with dogs that are familiar with the victim.
Your homeowners or renters policy will typically only cover dog bite liability expenses up to your current limits. If the expenses exceed your liability limits, you will pay out of pocket!
Protect what you love and give us a call to talk about your personal umbrella options! Keep in mind, there are some dog breeds that homeowners and umbrella policies do not cover.