The Retail Gun Store Insurance Program of Choice in New York

Unlike a generalist insurance agency, our agency specializes in helping Firearm related entities. Retail Gun Shops, Gun ranges outdoor & indoor, discussing their specific operations with their insurance needs.

A Word About Liability Risks When You Sell Weapons

Some sporting goods stores sell hunting goods including guns, crossbows and other weapons. If your store sells guns and ammunition or other weaponry, your insurance risks are much higher and you may find it more difficult to finds insurance companies willing to provide gun shop insurance. Of course, there are companies that specialize in this sort of coverage, and your independent agent can help you find them.

When you carry guns and ammunition as store merchandise, the cost of your liability insurance is going to be high mainly because a disaster in this case has the potential to be catastrophic. You may be able to lower your coverage costs by maintaining strict safety protocols such as keeping weapons and ammunition separated and keeping ammunition locked up. Your gun shop insurance company is likely to provide you with a list of safety protocols and may perform routine inspections to ensure that your employees are carrying out these protocols. Failure to maintain a safe environment can lead to the cancellation of your policy.