When a tree falls in your yard due to a bad storm, do you have coverage for the removal of that tree under your homeowners policy? The answer is — it depends.
If the tree falls due to wind and damages your house, garage, outbuilding, fence, pool, etc OR blocks access points in/out of your house or driveway.. there is coverage to remove the tree.. BUT only up to $500-$1000 depending on your specific policy.
If the tree falls and does not damage any property or does not block access to your home or driveway, there is unfortunately no coverage for the removal under your homeowners policy.
Give us a call if you have any questions regarding your homeowners policy and what it covers!