VFD’s/ Volunteer Firefighters/ First Responders- COVID19 Coverage

Watch our video update here: https://youtu.be/bu1vFFMNHEQ

Many questions have arisen regarding COVID-19 and if a claim for workers’ compensation can be made if an employee or volunteer is infected or quarantined due to possible infection. Illnesses stemming from the common cold or influenza have historically not been compensable under workers’ compensation because they are widespread, highly contagious, and easily transmitted therefore making it impossible to prove that an infection was a direct result of a work-related activity. COVID-19, however, has been locally isolated and extraordinary measures are being made to help contain the spread of the virus.

Healthcare workers, as well as first responders, are extremely susceptible to infection of this virus due to the very nature of their job.

If a first responder is directed to be quarantined, or contracts the virus due to a line of duty event, a workers’ compensation, VFBL, or VAWBL claim should be filed with the insurance company immediately.

For any other questions related to this topic, please contact our office for assistance.


On March 3, 2020, Governor Cuomo directed all health insurance companies in NYS to waive any charge for COVID-19 testing. This action is also expanded to New Yorkers receiving Medicaid coverage that no co-pay will be charged in relation to COVID-19 testing. 


Testing of COVID-19

If any individual in your organization is thought to be exposed to COVID-19, please contact the NYS DOH Hotline: 1-888-364-3065.

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