As part of our commitment to helping you protect your property, we wanted to share some information about a document you might receive from your insurance company called a “Loss Recommendation” or “Loss Control Letter.”
While the name might sound a little formal, these letters are actually designed to help you avoid claims. Insurance companies have identified common issues that often lead to property damage, and these recommendations are simple, preventative steps you can take to keep your home safe and secure.
Some of the most common recommendations include:
- Roof Maintenance: Safely removing moss (which can age shingles quickly) or trimming large tree branches overhanging your home to prevent storm damage.
- Pool Safety: Ensuring your pool has a proper fence and a locking gate to prevent accidents and major liability claims.
- Preventing Falls: Installing handrails on stairways (typically with three or more steps) and repairing uneven sidewalks to eliminate tripping hazards.
These suggestions are truly for your benefit. By addressing these small items, you can prevent much larger headaches, protect your family, and avoid costly and stressful claims down the road.
We are always here to discuss any recommendations you receive or answer any questions you might have. Our goal is to ensure you have the right coverage and peace of mind. Remember, insurance with the wrong coverage is never a bargain, so let’s get it right together!
Feel free to give us a call, shoot us a text, or send us an email anytime.