Category Homeowners Coverage Needed

When a tree falls in your yard due to a bad storm, do you have coverage for the removal of that tree under your homeowners policy? The answer is — it depends. If the tree falls due to wind and…

Service Line Coverage pays for damages to your underground : Waterlines, Sewer lines, Gas lines, Electric lines. Did you know any damage to underground lines from the road to your house is your responsibility? Some companies are now offering an…

We want to make sure you are covered properly and educated on your coverage so you are prepared if a claim happens! Did you know if a property is vacant for a consecutive 60 days, any vandalism or theft is…

What would happen if you lost your house to a fire and decided not to rebuild? Will the insurance company pay out for the entire amount to replace your home? If you are insured for replacement cost and insured for…

Is your building insured for what it would cost to rebuild it? Co- insurance is the required amount you need to insure your property for the insurance company to pay the full amount in the event the building needs to…

How big of a bite, can your dog take out of your assets? Our furry friends can put your assets at risk in many ways! According to the Center for Disease Control and Prevention, 4.7 million people are bitten by…