The smell of toasted marshmallows, the crackling of a small fire, the laughter of friends and family – these are the FUN parts of making s’mores. But what happens when that seemingly innocent backyard activity takes a devastating turn? Recent…
Understanding insurance coverage for tornado damage is crucial for property owners in all regions, especially after severe weather events. While standard policies in upstate New York generally offer coverage for tornado damage akin to fire damage, the situation can…
For all Home & Investment Property owners Local Albany Church caught fire due to the use of a space heater. News 13 Link As we head into the colder months, staying warm and safe is important. Space heaters can be…
By requiring your tenants to obtain Renters Insurance, you are also protecting YOUR assets and theirs. Investment properties may be insured for the only purchase price or less. What if the tenant causes a fire and burns down the entire…
Life insurance is often misunderstood as a policy for the individual, but it’s actually a crucial financial safety net for those you leave behind. It’s a powerful tool to ensure your loved ones are protected in case of the unexpected.…
Why you want to consider an Umbrella policy: 1. Peace of Mind Protection Imagine a worst-case scenario: a severe car accident where multiple people are injured. Your regular car insurance might not cover all the damages and medical costs. An…
Lithium-ion batteries are everywhere these days. They power our smartphones, laptops, and even keep our e-bikes and e-scooters humming along. But behind their convenience lurks a hidden danger: fire. Improper use or faulty batteries can cause them to overheat, ignite,…
What is going on with the Adirondack Insurance Homeowners Insurance, Mortgage Requirements, New York, Demotech, Financial Stability Rating Adirondack Insurance Exchange (Adirondack), a New York-based provider of homeowners insurance, recently faced a setback when Demotech, an insurance rating agency, withdrew…
Adirondack Insurance Exchange in New York recently faced a setback when Demotech withdrew its financial stability rating. This news is vital for homeowners in New York with mortgages, as some lenders require insurance from companies with a minimum financial stability…
In today’s world, the age-old wisdom still rings true: You shouldn’t overpay, but it’s even riskier to pay too little. You’re just losing a bit of money when you pay more than necessary. However, when you opt for the cheapest…
