Life insurance is often misunderstood as a policy for the individual, but it’s actually a crucial financial safety net for those you leave behind. It’s a powerful tool to ensure your loved ones are protected in case of the unexpected.…
Adirondack Insurance Exchange in New York recently faced a setback when Demotech withdrew its financial stability rating. This news is vital for homeowners in New York with mortgages, as some lenders require insurance from companies with a minimum financial stability…
In today’s world, the age-old wisdom still rings true: You shouldn’t overpay, but it’s even riskier to pay too little. You’re just losing a bit of money when you pay more than necessary. However, when you opt for the cheapest…
Hey there, Buckle up because it’s time for some insurance excitement! 🚗🏡 We’ve got news about those pesky home and auto insurance premium increases, and guess what? It’s not all bad news! 😉 First things first, every insurance company on…
Flooding in New York Highland Falls, Putnam & Orange Country, Ludlow, Vermont, and many other local places could have been better. Check out the Flood video here There are many options before the flood & ground water damage to insurance…
Dave’s Rate increase video “ WHY’ Introduction: Insurance rates have been skyrocketing, causing concern and frustration among policyholders. From State Farm’s sudden halt on accepting new home insurance policies in California to the overall surge in insurance premiums, it’s essential…
New York State insurance rates will be rising. Yes, that is unhappy news for all, even insurance companies. NYS insurance companies have two ways to increase their insurance rates. Flex rate maximum of 5% per year. Approval…
New Law UPDATE NYS -Senate June 2023 Insurance companies, insurance agents, and brokers online over the phone, wherever, the old practice is if they can’t help you on the price, if their product is priced more than your current…
I was recently asked this question by one of our Hopmeier Evans Gage Insurance clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates,…
Why do my auto insurance rates keep going up even though my car is getting older? At Hopmeier Evans Gage Insurance, many of our clients ask this question so I would like to address it from a couple of angles.…
