When should I purchase an umbrella insurance policy? Umbrella polices provide additional large layers of liability insurance protection. One potato, two potato or one million, two million of umbrella coverage what is best, what do I need? Call us, text…
We want to make sure you are covered properly and educated on your coverage so you are prepared if a claim happens! Did you know if a property is vacant for a consecutive 60 days, any vandalism or theft is…
What would happen if you lost your house to a fire and decided not to rebuild? Will the insurance company pay out for the entire amount to replace your home? If you are insured for replacement cost and insured for…
Is your building insured for what it would cost to rebuild it? Co- insurance is the required amount you need to insure your property for the insurance company to pay the full amount in the event the building needs to…
Exciting news is approaching quickly. We all need to be ready to OPEN and know what that looks like for each of our businesses. Safe Work Place: Re-opening requires a business have a written safety plan in place.…
Hopmeier Evans & Gage and Albany Distillery partner up to provide sanitizer to VFD – Volunteer Fire Districts / Fire Companies. Go Local and go strong! #Staylocal #localhelp #insurancehelp #localfiredept #COVID19giveback
Due to COVID-19 your bar or restaurant may be closed or down in sales, this means that your revenue for the year may not be what you projected! Your insurance premium is based off of your yearly revenue, so…
When the COVID-19 pandemic subsides, there may be some individuals that are unemployed or furloughed waiting to get back to work, who may consider driving for Uber or driving for Lyft to make some extra money. If you are new…
If you didn’t know already, most insurance companies exclude coverage when a vehicle is used for “public or livery services”. Transportation Network Companies, like Uber or Lyft, provide coverage when a customer has been matched, the driver is in route…
04/06/2020 Dear Policyholder, A recent Executive Order issued by Governor Cuomo, together with recent amendments to the insurance and banking regulations (the “regulations”) issued by the New York State Department of Financial Services (“Department”), extend grace periods and give you…
