Video on disability insurance: HERE In a world where life insurance often takes the spotlight, there is another crucial aspect that people tend to overlook—disability insurance. While contemplating fall and the changing seasons, it’s essential to shift our focus towards protecting…
Winter is just around the corner, and while we can’t control the weather, we can certainly prevent some icy disasters at home. Trust me, I’ve seen it all. Over the past three years, frozen pipes have caused quite a spectacle,…
Dave’s Rate increase video “ WHY’ Introduction: Insurance rates have been skyrocketing, causing concern and frustration among policyholders. From State Farm’s sudden halt on accepting new home insurance policies in California to the overall surge in insurance premiums, it’s essential…
Washer hose leakage- The hoses behind your washer should be replaced every 3-5 years due to ware and tear, which can cause leakage in your home. You may also want to carefully choose where you put your washer. Try and…
In regards to the Fire Department members and their autos and what kind of coverage is afforded on the policy. Say you are driving your personal vehicle or you’re driving a fire truck and you’re on a a call or…
Buying a home is an exciting time, but it also comes with responsibilities, like getting home insurance. Home insurance protects your home and belongings in case of accidents or damages. However, if you buy the wrong insurance policy, you may…
Landlord insurance, instead it is a single-family location, or a multi-family location, all the way up to 100 units/doors in a garden-style complex, most have the same major insurance questions to answer. Starting with the property insured value, we can…
As inflation continues to rise, it’s important for landlords and property owners in New York to understand the importance of insurance to value and co-insurance requirements. Co-Insurance is trouble for sure. Rental property insurance, landlord insurance, investment property insurance, and…
What is an unfamiliar but very common reason why you might be covered for less than half of the cost of your home insurance claim? Co-Insurance. Who else has NEVER heard of this HUGE homeowner’s problem? Co-Insurance might be the…
New York State insurance rates will be rising. Yes, that is unhappy news for all, even insurance companies. NYS insurance companies have two ways to increase their insurance rates. Flex rate maximum of 5% per year. Approval…
