Unveiling the Mystery: Why Insurance Rates Are Skyrocketing

Dave’s Rate increase video “ WHY’ Introduction: Insurance rates have been skyrocketing, causing concern and frustration among policyholders. From State Farm’s sudden halt on accepting new home insurance policies in California to the overall surge in insurance premiums, it’s essential…

Home Insurance Near Me Buying Guide

Buying a home is an exciting time, but it also comes with responsibilities, like getting home insurance. Home insurance protects your home and belongings in case of accidents or damages. However, if you buy the wrong insurance policy, you may…

The Co-Insurance Rule is a MONSTER That BITES

As inflation continues to rise, it’s important for landlords and property owners in New York to understand the importance of insurance to value and co-insurance requirements. Co-Insurance is trouble for sure.  Rental property insurance, landlord insurance, investment property insurance, and…

The Hidden Costs of Co-Insurance

What is an unfamiliar but very common reason why you might be covered for less than half of the cost of your home insurance claim?  Co-Insurance. Who else has NEVER heard of this HUGE homeowner’s problem? Co-Insurance might be the…

Why Are My Rates Increasing?

New York State insurance rates will be rising. Yes, that is unhappy news for all, even insurance companies.     NYS insurance companies have two ways to increase their insurance rates. Flex rate maximum of 5% per year. Approval…

Red Cars and Insurance..

  Today’s discussion, red cars. Are they more expensive to insure?   Red cars, honestly, they are not more expensive to insure. They are not. In fact, we never ask the question of the color of your car when we…